PLACE YOUR JOB IN MOVEMENT AS BEING A customer LOAN DEALS PROFESSIONAL At OneMain, Consumer Loan product Sales experts empower clients – paying attention with their needs and access that is providing friendly, fast and affordable funding forever’s costs. Consumer Loan product product Sales Specialist will discover the financing and servicing company at OneMain letting them develop their job. A vocation withOneMainoffers you the possibility to make a yearly wage plus incentives.
You can easily steer your job with usage of an assortment of robust training programs and opportunities to advance toward leadership functions such as for example Branch Manager and District Manager. Other group online payday loans Nebraska user benefits consist of competitive pay, adjustable incentives linked with company performance, medical, dental, eyesight, 401(k), paid time down, compensated volunteer time, tuition reimbursement and much more. The life cycle of the loan, including collections activities, complying with all laws and regulations REQUIREMENTS + HS Diploma/GED + Must be able to travel locally for business development purposes PREFERRED REQUIREMENTS + Sales or Customer Service experience + Bilingual (language requirement per need) WHO WE ARE OneMainFinancial is the country’s largest lending-exclusive financial company, proudly serving millions of customers with safe, affordable and transparent installment loans IN THE ROLE + Deliver results related to individual and branch sales goals as well as customer expectations + Develop new relationships – and maintain existing relationships – working with customers throughout the loan process and loan life cycle + Present financial solutions, based on customer needs, that meet their goals + Present customers with optional insurance products + Educate customers on the terms and conditions of their loan to ensure a clear understanding + Partner with local businesses to seek out and develop new customers + Learn how to utilize credit underwriting techniques and sales tools + Manage.
Our clients move to us every day-online and also at 1,500 branches in 44 states-to assistance them take close control and boost their lives that are financial solutions for debt consolidation reduction, medical expenses, home bills, home improvements and car acquisitions. Our skilled and devoted associates constantly try to find responsible how to provide our clients whenever, where and how they desire. It is exactly about doing the right thing-a objective that has not changed for longer than a century.
Key Word Tags product product Sales, Retail, Loan product Sales, customer support, customer service, Business developing, brand brand New Grad, Newly Graduated, basic level, Financial Sales, Management developing, Management Trainee, Finance, Full-time, Career, Benefits, Consumer experience, Financial Representative, Credit, Leadership, Manager TraineeOneMain Holdings, Inc. can be an employment that is equal (EEO) and Affirmative Action (AA) manager. Qualified candidates will get consideration for work without respect to battle, color, faith, intercourse, intimate orientation, sex perception or recognize, nationwide origin, age, marital status, protected veteran status, or impairment status.
Consumer Resources
Does my spouse have actually become regarding the loan?
No, your better half won’t have become obligated regarding the loan; nevertheless, dependent on the way the security is owned, your better half may require to signal security papers pledging their fascination with the house.
Can I payoff my loan early without penalty?
Yes, you may possibly spend down your loan just before readiness without penalty.
Do i want a co-applicant from the loan?
If the qualifications are met by you(i.e. credit rating, earnings, etc.) for the loan by yourself you wouldn’t normally require a co-applicant.
So how exactly does my credit rating affect my interest?
The larger your credit rating the higher your rate of interest shall be.
What is going to my interest be?
Your rate of interest is determined by a true quantity of facets including although not limited by: types of loan, credit rating, form of security, and chronilogical age of security. Please pose a question to your loan provider for extra information.
Do i must have deposit reports with Mercantile Bank become authorized for the loan?
No, we don’t require you to definitely have deposit account with Mercantile Bank to allow you to definitely be authorized for the loan; nonetheless, we might love so that you can give consideration to getting your deposit account(s) with us. We now have a number of different records to pick from so that as an additional bonus if you have got automated debit of one’s loan repayment from your own Mercantile banking account we are going to offer you a .25% discount on the loan price (pertains to installment loans just).
The length of time does the loan process just simply take? Whenever can I get my cash?
Just how long the process takes varies according to the kind of loan you have got requested and just how quickly we could receive the supporting documentation that is necessary. A customer Loan can typically be authorized and closed in the exact same time; nonetheless, a house Equity personal credit line (HELOC) will need 14 company times or longer according to the complexity for the deal. On a customer Loan you will definitely get the funds the exact same time as closing. On a HELOC it might just simply take an extra three company times to get the funds in the event that loan is susceptible to rescission. Please pose a question to your lender for more information.
What kinds of charges can you charge?
Costs vary with respect to the loan type. Please pose a question to your lender for extra information.
Exactly what will you accept as security on financing?
We are able to secure customer Loans with cars, motorcycles, travel trailers, ATVs, ships, snowmobiles, plus some other consumer that is additional. Residence Equity personal lines of credit may be guaranteed by main or secondary residences which are stick built or homes that are modular.
Just just What paperwork do you want from me personally so that you can accept my loan?
The paperwork required is determined by the kind of loan you might be obtaining. For the customer Loan we possibly may require earnings paperwork such as for instance a present paystub or if you should be self-employed your final two tax statements; collateral information, such as for instance a car name or dealer invoice; and insurance coverage information. For the HELOC we will be needing earnings information, appropriate description associated with the home, home owner’s insurance coverage, and a tax that is recent assessor’s declaration. Please pose a question to your loan provider for extra information.
Can my payment be automatically taken from my deposit account?
Yes, we are able to put up automated repayments to be drawn straight from your own deposit account. As an additional bonus if for example the re re re payment is taken from your own Mercantile Bank deposit account we will provide you with a .25% discount in your loan price (pertains to installment loans just).