Key Features
Charges & Interest
General Terms:
Candidates must make an application for the Card and must consent to a credit check. Records must certanly be in Good Standing so that you can get Money-Back Rewards. Begin to see the Tangerine Money-Back Rewards Program Terms & Conditions for complete details.
Transfers of balance are treated as payday loans and interest pertains through the deal date that seems on your own statement that is monthly to date you repay the total amount in complete. There’s absolutely no grace that is interest-free on payday loans or transfers of balance.
Annual rates of interest: The yearly rate of interest on acquisitions and money improvements (including transfers of balance) is 19.95%. Prices are topic to improve. If you do not make 2 consecutive monthly minimal re re re re Payments, or whenever you want thereafter, mortgage loan of 24.95per cent will connect with your Account on Purchases and payday loans (including transfers of balance).
Other costs and prices: These charges are charged regarding the time the transaction does occur (unless otherwise indicated): advance loan: $3.50 within Canada, $5 outside of Canada; Balance Transfer: 3% or the least $5 (unless reduced or waived) for the quantity moved when it’s published for your requirements. Dishonoured Payment: $25; Rush Card: $25; Over-Limit: $25 (optimum one Over-Limit cost per month-to-month declaration duration); Past Statement Reprint: $5 per past declaration. There’s absolutely no cost for a reprint of the present statement that is monthly. Forex Conversion: As soon as the transformed transaction quantity gets published for your requirements, we are going to put in a currency that is foreign charge of 2.50% to your transformed transaction quantity.
Visit your details Box when you look at the application for complete details or go to Tangerine.ca/CreditCardLegal. prices and costs are susceptible to alter.
†Balance Transfer Promotional provide at 1.95per cent for half a year (1% stability Transfer Fee)
A Promotional Rate of 1.95per cent will connect with any and all sorts of Balance Transfers made within 1 month of this Account opening, and certainly will stay in impact for 6 declaration durations through the date the past such stability Transfer ended up being published to your Account (the “Promotional price Period”). To benefit from this Promotional Offer, you need to finish the total amount Transfer demand within 1 month of Account approval. You have to additionally stimulate your Card within 45 times of Account approval for the required stability Transfer become prepared, or perhaps the total amount Transfer is supposed to be immediately terminated. Transfers of balance are treated as payday loans in your Card and don’t have a grace period that is interest-free. Transfers of balance may well not go beyond the available credit on the Account. In the event that Balance Transfer exceeds the available credit, the total amount Transfer deal won’t be prepared. A 1% stability Transfer Fee is going to be charged for each Balance Transfer quantity and will also be straight away charged to online payday WA your charge card. This Balance Transfer Fee is waived by Tangerine you accept this offer if you are a resident of the province of Quebec at the time. Interest will not accrue from the Balance Transfer Fee, nevertheless it is roofed into the Minimum Payment quantity in your month-to-month declaration. You need to continue steadily to make your entire monthly minimal re re re re Payments by the Payment Due Dates shown on the month-to-month statements. In the event that you nevertheless have actually an amount owing from your own stability Transfer as soon as the Promotional speed Period concludes, the bucks Advance interest of 19.95per cent will connect with that quantity. You have to continue steadily to result in the minimal re re re Payments on your own Account, whether or not the Balance Transfer was prepared for your requirements. Transfers of balance may possibly not be utilized to move cash to or from another Tangerine Account. Begin to see the Tangerine Credit Card Cardholder Agreement to learn more about how exactly we use re re re re payments for your requirements.
Payday loans (including transfers of balance) usually do not make Tangerine Money-Back Rewards. Begin to see the conditions and terms associated with the Tangerine Money-Back Rewards Program at Tangerine.ca/CreditCardLegal for complete information on other things that usually do not make Tangerine Money-Back Rewards.
1 insurance policy is underwritten by American Bankers insurance carrier of Florida information on the protection, including definitions, advantages, limits, and exclusions come in the certification of Insurance supplied with the Card. Browse the certification of Insurance then ensure that it it is in a safe destination with your other valuable papers.
Some of these provides can be changed or terminated at any time without warning.
Mastercard is just a trademark that is registered while the sectors design is a trademark of Mastercard Global Incorporated.
Tangerine is just a trademark that is registered of Bank of Nova Scotia, utilized under licence.
Ahead Banking is just a trademark that is registered of Bank.